PayPal Data Scientist in San Jose, California

Data Scientistin San Joseat PayPal

Date Posted: 1/9/2019

Share With:

Job Snapshot

  • Employee Type: Full-Time

  • Location:

  • Job Type:

  • Experience: Not Specified

  • Date Posted: 1/9/2019

  • Job ID: R0031198

Job Description

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 254 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

We are looking for a high performing professional to join PayPal’s Consumer Risk Service Business Intelligence team and focusing on generating insights for not only risk management but also portfolio growth with risk as a lever.

Key Responsibilities

  1. Develop framework to understand and measure the overall financial impacts of risk decisions.
  2. Prepare, extract and analyze data covering a wide range of information from user profile to transaction history from large databases
  3. Design and implement an operational function with past, current, and proposed scenarios to produce forward forecasts for risk management and business decision purpose
  4. Apply innovative and scientific/quantitative analytical approaches to draw conclusions and make recommendations to answer business objectives
  5. Prepare presentation materials and analytics to support the review and discussion process with key partners


  • Master’s or Doctorate degree in Mathematics, Statistics, Operational Research, Financial Engineering, Economics, Information Systems or other quantitative discipline

  • 4+ years post Master or 2+ years post Doctorate working experience within Quantitative Research, Statistical Modeling and Data Analytics in payments, e-commerce, or other financial services industry

  • Ability to handle ambiguity and complex issues in a changing environment

  • Highly motivated and ability to work under pressure and ensure project deliverables by required deadlines

  • Proven experience in employing mathematical, statistical, data mining and machine learning algorithms on real world problems

  • Demonstrate excellent general business knowledge and business acumen. Previous experience with FinTech industry a plus

  • Creative problem solver, analytic thinker, and ability to learn new and complex concepts quickly

  • Excellent written and verbal communication skills

  • Great inter-personal skills and able to collaborate with local and remote teams effectively

Required technical skills:

  • Experience in Financial ModelingProficiency in SQL, data/statistical analytics tools such as SAS, R, PythonFamiliar with typical data mining and machine learning algorithms such as linear regression, decision tree, logistic regression, and clustering's representation and implementationAdvanced MS Excel (with VBA)

We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.


Individuals seeking employment at PayPal are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, or sexual orientation. You have the opportunity to provide the following information in order to help us comply with federal and state Equal Employment Opportunity/Affirmative Action record keeping, reporting, and other legal requirements.